by Lisa Harris | Jun 17, 2026 | Insights, Strategic Finance
Most business budgets follow the same pattern: take last year’s numbers, add a percentage, and call it a plan. That’s not budgeting — that’s guessing with formatting. And it means every growth decision — hiring, equipment, expansion — is made without...
by Lisa Harris | May 26, 2026 | Insights, Strategic Finance
Business owners tend to fall into two camps: those who avoid debt entirely, and those who take on too much of it. Both approaches miss the point — because the real question isn’t whether to take on debt, it’s whether you have the financial visibility to...
by Lisa Harris | May 5, 2026 | Insights, Strategic Finance
These questions need real answers before you make the call: What’s the fully loaded cost? Salary is just the starting point. Add payroll taxes (roughly 7.65% for the employer portion of FICA), benefits, equipment, software licenses, and training time. A $50,000...
by Lisa Harris | Apr 6, 2026 | Insights, Strategic Finance
Every tax season, I watch business owners come in proud of the “strategies” someone sold them on. A buddy at a networking event. A social media guru. Sometimes even a well-meaning accountant who doesn’t specialize in business. The advice sounds...
