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Should You Take on Debt to Grow Your Business?

by Lisa Harris | May 26, 2026 | Insights, Strategic Finance

Business owners tend to fall into two camps: those who avoid debt entirely, and those who take on too much of it. Both approaches miss the point — because the real question isn’t whether to take on debt, it’s whether you have the financial visibility to...

The Three Reports You’re Not Getting — and What It’s Costing You

by Lisa Harris | May 19, 2026 | Financial Operations, Insights

Checking your bank balance is not financial management. It tells you what’s in the account right now — not whether your business is healthy, whether you can afford the next hire, or whether last quarter’s growth actually produced profit. Three reports...

Still Tracking Critical Data in a Spreadsheet Only One Person Understands?

by Lisa Harris | May 12, 2026 | Insights, Systems & Automation

I walk into businesses every month and find the same thing: a critical spreadsheet — payroll tracking, loan amortization, job costing, inventory — that only one person knows how to use. If that person is out sick, on vacation, or quits, the business grinds to a halt....

Can Your Business Actually Afford That Next Hire?

by Lisa Harris | May 5, 2026 | Insights, Strategic Finance

These questions need real answers before you make the call: What’s the fully loaded cost? Salary is just the starting point. Add payroll taxes (roughly 7.65% for the employer portion of FICA), benefits, equipment, software licenses, and training time. A $50,000...

When Should You Hire a Fractional CFO?

by Lisa Harris | Apr 24, 2026 | Financial Operations, Insights

Your bookkeeper keeps the books. Your accountant files the taxes. But somewhere between $2M and $5M in revenue, a gap opens — the numbers exist, but the systems behind them don’t. That’s where decisions start getting made on gut feel instead of data. The...
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